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Many ways to engage. One way to deliver.

We embed into existing teams or take end-to-end ownership of delivery. The structure adapts. The standards don't.

How We Engage

Embedded Staffing
Senior engineers integrate directly into your team, sharing planning cycles, tooling, and ownership. We handle recruiting, career development, and team operations. You retain control over the work.
End-to-End Delivery
For scoped initiatives, we take full responsibility from architecture through delivery. You define the outcome; we own how we get there.
Both, Combined
Most engagements mix the two. The structure follows what the work actually needs.

Where We Focus

Extending Delivery Capacity
Senior engineering squads or embedded senior profiles, integrated into existing teams. Reinforcement without losing context.
Reducing Delivery Friction
Reusable components and shared patterns in known fintech risk areas. Fewer repeated decisions. Lower compliance and cognitive load.
Building Delivery Foundations
CI/CD, cloud infrastructure, observability, and operational practices designed for regulated environments. The groundwork that makes everything else sustainable.

Fintech Domains We Work In

We work across the core systems that fintech companies build and operate. Not as generalists, but as engineers who understand how these systems behave in production and what it takes to change them safely.
Payments and Processing
The infrastructure that moves money is where uptime, accuracy, and auditability are most critical. We work inside payment processing systems, card issuing platforms, issuer processor integrations, acquiring infrastructure, merchant systems, ledger design, and reconciliation workflows.

These systems require engineers who understand settlement cycles, failure modes, and the downstream impact of every architectural decision.
Lending and Credit
Credit products evolve continuously. Regulatory requirements change, risk models need recalibration, and new products like BNPL introduce underwriting complexity that didn't exist before.

We work with teams building and maintaining lending platforms, underwriting systems, credit decisioning engines, and BNPL infrastructure where reliability and compliance are non-negotiable.
Banking as a Service and Embedded Finance
BaaS and embedded finance platforms sit at the intersection of banking infrastructure and product delivery. The technical challenge is building systems that are reliable enough for regulated financial operations while flexible enough to serve multiple clients or use cases.

We work with teams building BaaS platforms, embedded finance products, and the API infrastructure that connects them to banking rails and partner ecosystems.
Compliance, RegTech and Identity
KYC, KYB, AML, sanctions screening, and regulatory reporting are not features. They are ongoing operational requirements that evolve with regulation and scale with the business.

We work with teams building and maintaining compliance workflows, identity verification systems, authentication infrastructure, and RegTech platforms that need to be audit-ready, automatable, and maintainable as requirements change.
Fraud and Risk
Fraud detection and risk management systems operate at the edge of what engineering can control. Models need to be accurate, explainable, and fast. Infrastructure needs to handle real-time decisioning without introducing latency into critical paths.

We work with teams building fraud detection systems, risk scoring engines, and the data infrastructure that feeds them.
Open Banking and Treasury
Open banking integrations, data aggregation platforms, and treasury management systems require reliable connectivity to external financial data sources, strong access controls, and the operational discipline to manage third-party dependencies in production.

We work with teams building and maintaining these integrations, with a focus on reliability, data residency, and long-term maintainability.
Technologies We Work With
Fintech delivery means operating inside existing stacks and production constraints. Technology choices follow the work, not the other way around.
Backend
Java and Spring Boot, .NET and C#, Node.js, Python. Selected based on existing architecture and long-term maintainability, not preference.
Data Engineering
Pipeline architecture, data platform design, and integration with financial data sources under strict access control and residency requirements.
Cloud and Infrastructure
AWS, Azure, GCP. We work across the major cloud providers, adapting to existing environments rather than imposing a preferred stack.
AI and MLOps in Production
Model deployment, monitoring, explainability practices, and operational tooling for teams moving AI from pilot to production inside regulated environments.
DevOps and Platform Engineering
Kubernetes, Docker, Terraform and IaC, CI/CD pipelines with GitHub Actions and Jenkins. Delivery foundations built for regulated environments: observable, repeatable, and audit-friendly.
Legacy Modernization
Incremental migration from legacy systems to modern cloud architecture, preserving production stability and institutional knowledge throughout.
Frontend
React, Angular. Integrated into existing design systems and component libraries where applicable.
Compliance Automation and RegTech
Automated regulatory reporting, audit trail systems, and compliance workflow tooling designed to scale with the business.

Not sure if this fits your team?

That's usually where the conversation starts.
Let's Talk

Frequently  Asked Questions

What services does Kreitech offer for fintech companies?
We support fintech teams through embedded staffing and end-to-end delivery. Depending on where pressure shows up, we can extend an existing team, own a scoped initiative from architecture through delivery, or combine both in a single engagement.
What fintech domains does Kreitech work in?
We work across payments and processing, lending and credit, BaaS and embedded finance, compliance and RegTech, fraud and risk, and open banking and treasury. In each domain, we focus on the systems that are hardest to change safely: production-critical, regulated, and often built on inherited architecture.
How is Kreitech different from a staffing agency?
Staffing agencies fill roles. We build delivery capacity. The difference is in how engineers are selected, how they integrate into existing teams, and how long they stay. We optimize for continuity and context, not placement speed.
Do you work with existing technology stacks or do you impose your own?
We work inside existing stacks. Technology choices are treated as delivery constraints, not branding decisions. We adapt to what's already in production rather than recommending a preferred stack.
Can Kreitech help with a legacy modernization in fintech?
Yes. We handle modernization incrementally to preserve production stability and reduce risk. Systems evolve step by step, often running in parallel, with full visibility into downstream impact at each stage.
Do you work on payment processing systems?
Yes. We work inside payment processing infrastructure, card issuing platforms, acquiring systems, ledger design, and reconciliation workflows. These are environments where uptime, accuracy, and audit compliance define the delivery margin.
Can you help build or improve a KYC or AML system?
Yes. We work with teams building and maintaining KYC, KYB, AML, and sanctions screening systems. The focus is on automation, audit readiness, and maintainability as regulatory requirements evolve.
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